a guide to home buying
Chose a Broker
Get Pre-Approved
Get Pre-Approved
It’s important to ask potential agents questions relating to their experience and
routines, and to listen for the questions they ask you to get a feel for if they’re
really intent on understanding your needs. Experience in your preferred neighborhood and/or style of home is important, but so is the comfort level between agent and client, be
It’s important to ask potential agents questions relating to their experience and
routines, and to listen for the questions they ask you to get a feel for if they’re
really intent on understanding your needs. Experience in your preferred neighborhood and/or style of home is important, but so is the comfort level between agent and client, because buying a home is a highly personal experience. Your agent should be someone you like, trust, and respect—and who feels the same way about you.
Get Pre-Approved
Get Pre-Approved
Get Pre-Approved
In today’s home-buying environment, a mortgage pre-approval is essential. It not
only lets you know what you can afford to buy, but also demonstrates to sellers
that you are a willing and able buyer. What’s more, it gives you an important
head start in securing an actual loan commitment.
Find Your Home
Get Pre-Approved
Find Your Home
Almost every home purchase involves some
degree of compromise. There are many variables
to think about depending on your lifestyle,
budget and future plans, but some universal
considerations include: location, type of home, and features and amenities. Now you are ready to begin your home search. You will review listings, view properties, attend open houses, and compare properties.
Make an Offer
Make an Offer
Make an Offer
When you find a home, it’s important to act quickly and make an educated offer
based on the strategy you and your agent have discussed. Your agent will draw up
a contract that includes your offer price and other terms and contingencies. Some of the most common elements of a real estate contract are the price, mortgage contingency, home inspection, attorney approval, earnest money, and closing date.
Closing
Make an Offer
Make an Offer
Your agent will work closely with you, your
lender, and in some states, your attorney, as
well as the seller’s agent and the title company
to make sure everything is in place for a smooth
and efficient closing. Typically, a day or two prior to the closing, your lender will forward all loan documentation to the title company and let you know t
Your agent will work closely with you, your
lender, and in some states, your attorney, as
well as the seller’s agent and the title company
to make sure everything is in place for a smooth
and efficient closing. Typically, a day or two prior to the closing, your lender will forward all loan documentation to the title company and let you know the amount required to close. You may be responsible for bringing the balance of your down payment and closing costs to the closing in the form of a cashier’s check or wire transfer.
After You Buy
Make an Offer
After You Buy
One of our core values is “Everything is Relationship.” We maintain relationships
with clients long after the closing. That means we’re always glad to help you find
service providers and tradesmen to perform work on your home or just make
life a little easier. Make sure to ask your realtor about homeowner tax exemptions, refinancing, and home warranties.
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mortgage calculator
Use our mortgage calculator to help determine your mortgage financial arrangement. Fluctuate the term of the loan or the down payment amount to find the perfect terms for you.
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